13 Dec 2016
These days, we are most likely to bring along our trusty gadgets on our trips. Devices like our smartphones, tablets, laptops, cameras and even drones not only keep us connected to the
Generally, travel insurance does not have a specific section for electronic devices and these items are often
What is COVERED?
Mobile Devices. This includes smartphones, tablets and other handheld gadgets like phablets (think iPhone 7 Plus or Galaxy S7 Edge), netbooks and personal digital assistants (PDAs).
Laptop. Depending on the definition in the policies, it usually refers to mobile computers (laptop and notebooks) that
Cameras. Although not specifically mentioned or defined, cameras are usually covered under this section. However, the limit on the amount may not be very high!
What is NOT COVERED?
Drones. Yes, this trending gadget is specifically excluded from travel insurance. In fact, most mechanical propelled gadgets, vehicles and
Non-Accidental Damage. The general rule is that if it is not an accident, it is not covered. This means damage caused by wear and tear, mildew, atmospheric conditions, overheating, cleaning, repairing and mechanical or electrical breakdown are not covered. Unsure? Always check with your insurance company!
We all love our gadgets! That's why it is important to ensure it is covered on our trips. Remember to pack them properly too! Check out the 3 Tips to Pack Gadgets for Travel.