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Benefits

Pursue your overseas studies with our Global Study insurance. Designed for students going on to higher institutions, the policy covers accidents, illness, study interruptions, and even your holiday travels. Choose from 1-month to 12-month cover options. This comprehensive protection lets you focus on making your dream education an enriching experience.

Personal Accident Cover
Global Study offers up to $150,000 for accidental death or disablement*.

Medical Expenses
We will cover for your hospitalisation fees up to $50,000 following an illness or accident injury* so you can focus on recovering quickly.

Sponsor Protection Cover
Free yourself from financial worries with Global Study. We will pay for your tuition fees if your sponsor passes away or suffers permanent disability.

Study Interruptions Cover
The plan pays for your pre-paid course fees should your studies be interrupted by illness or injury. 

Adventurous Activities Cover
Anytime you are taking a vacation break from your studies, our Global Study plan covers you for accidents from adventurous activities such as bungee jumping and sky diving. 

*Cover and limits based on Premier Plan


Online  Simple to Buy

Getting overseas study insurance has never been easier! Buy online and receive your e-policy instantly.

24  24/7 Helpline

Our emergency hotline ensures there is always someone to connect you to medical care and evacuation, no matter which timezone you are in.

Claims  Claims Made Easy

Save time by submitting your overseas study insurance claim online! We keep our process as simple as possible to bring your claim to a fair settlement.

Plans

 CoverageClassic PlanPremier Plan

PERSONAL ACCIDENT & MEDICAL RELATED BENEFITS COVER

SECTION 1

   

Personal Accident

   
  • Accidental death and permanent total disability
$100,000 $150,000

SECTION 2

   

Medical Expenses (Accident)

   
  • Inpatient expenses / outpaitent expenses
$50,000 $50,000*
  • Traditional Chinese medicine
Max $200 Max $200

SECTION 3

   

Medical Expenses (Illness)

   
  • Inpatient expenses
Not covered $50,000*

OVERSEAS ASSIST BENEFITS COVER

SECTION 4

   

Emergency Medical Evacuation

$1,000,000^ $1,000,000^

SECTION 5

   

Medical And Travel Assistance Services

Available Available

SECTION 6

   

Hospital Visit By A Relative

$5,000^ $10,000^

SECTION 7

   

Compassionate Visit By A Relative

$5,000^ $10,000^

SECTION 8

   

Sending Home Your Mortal Remains

$1,000,000^ $1,000,000^

SECTION 9

   

Study Interruptions

$10,000 $15,000

SECTION 10

   

Sponsor Protection (Parent)

$10,000 $15,000

TRAVEL INCONVENIENCE COVER

SECTION 11

   

Loss Of Baggage On Common Air Carrier

Limit: $500 per article, pair or set of items
$1,000 $2,000

SECTION 12

   

Loss Of Travel Document

$500 $500

SECTION 13

   

Delayed Baggage

$500 $1,000
  • While overseas
$50 per six hours $100 per six hours
  • While in Singapore
Max $50 for six hours delay Max $100 for six hours delay

SECTION 14

   

Delayed Departure

$500 $1,000
  • While overseas
$50 per six hours $100 per six hours
  • While in Singapore
Max $50 for six hours delay Max $100 for six hours delay

PERSONAL LIABILITY COVER

SECTION 15

   

Personal Liability

$300,000 $500,000

LIFESTYLE COVER

SECTION 16

   

Loss Of Personal Belongings At Overseas Residence

Limit: $200 per article, pair or set of items and $1,000 for one laptop computer
$2,000 $3,000

SECTION 17

   

Alternative Accommodation

In the event of loss of booked accommodation due to fire or natural disasters
$2,000 $3,000

SECTION 18

   

Adventurous Activities Cover

Bungee jumping, sky diving, paragliding, hot-air ballooning, jet skiing, white-water rafting, diving, ice skating, tobagganing, sledging and other activities listed in the policy
Not covered Covered

ADDITIONAL BENEFITS

SECTION 19

   

Terrorism Cover

$100,000 $150,000

*Sections 2 & 3 share a total limit of $50,000 for Premier Plan.

^Sections 4, 6 to 8 share a total limit of $1,000,000 for Premier and Classic Plans respectively.

Please refer to the policy for full details.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit MSIG, GIA or SDIC.

Premiums

Premiums (with 7% GST included)ClassicPremier

1 month cover

$64.20 $149.80

3 months cover

$128.40 $299.60

6 months cover

$224.70 $524.30

12 months cover

$321.00 $749.00

FAQs

1. Who is eligible to apply for Global Study?

You are eligible to apply if you are residing in Singapore and you are:

  • aged between 18 years and below 60 years old; (for Child aged between 12 and below 18 years old, the parent must be the applicant)
  • registered with an overseas Educational Institution as a full-time student, or participating in a student exchange programme, industrial attachment or internship overseas as arranged by your Educational Institution, and
  • not being employed as a Manual Worker (work involving physical labour or manual operations) during the Period of Insurance. 

2. Can I purchase the Policy for my Child who is above 18 years old?

If the Child is above 18 years old, he/she must apply for the insurance under his/her own name. The parent can pay for the premium.


3. Can I extend the Period of Insurance if the duration of my overseas study is extended? 

Yes, please contact us for assistance. To ensure continuity of your coverage while overseas, it is recommended that any request for extension be made at least 2 weeks prior to the policy expiry date. Extensions are permitted at a block of 1 month each for policy terms of 1 month, 3 months and 6 months.


4. Are leisure activities such as skiing, snorkelling and bungee jumping covered?

Yes, such leisure adventurous activities are covered under the Premier Plan only. Please refer to the policy for details. 


5. Am I covered if I travel outside of my country of study for leisure?

Yes. The insurance covers multiple trips undertaken by the insured person outside the country of study (except in Singapore) and within the period of insurance. 


6. Am I covered if I travel back to Singapore for term breaks and return to the country of study?

Yes. All homebound trips are covered and will end three hours after your return to Singapore so long the trips are within the period of insurance. Cover will be reactivated when you leave Singapore for your country of study. 


7. Can I cancel the Policy?

You may cancel the Policy at any time by giving seven (7) days' written notice of cancellation to us and provided no claim is made under the Policy.

  • For a 12 months cover policy: You will be entitled to a refund of premium based on our short period rate for the period the Policy has been in-force, subject to a minimum retained premium of $50. No refund will be given if the policy is in-force for more than 6 months.
  • For policies of less than 12 months of cover: You will be entitled to a refund of premium subject to a minimum retained premium of $50. There will be no refund of premium if the Period of Insurance has already commenced.

8. How do I make a claim?

If you are overseas and require any emergency assistance, you can call our 24-hour MSIG Assist at +65 6323 8288. If you wish to file a claim on your insurance, you have to do so within 30 days of any event giving rise or likely to give rise to a claim. You can download the claim form or submit your claims here


9. Is the policy renewable?

Only the 12 months policy is renewable. We will send you the renewal invitation to the Policy mailing address about 6 weeks before the Policy expiry date.


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